February 1 2013

2013 Minor Injury Cap Amount Announced

We don’t generally handle Cap Claims but here is some useful information about the 2013 and earlier Cap amounts set by the government.  When talking to the insurance companies, remember this is only for your pain and suffering damages.  You may be entitled to more for other heads of damages like out of pocket expenses, loss of income, loss of house keeping capacity, future care, etc.

Don’t take the insurers word that your claim is capped – they are biased.  Here is the Alberta government’s cap table since 2004:

Effective Date Range  Minor Injury Amount 
October   1, 2004 to December 31, 2006 $4,000
January   1, 2007 – December 31, 2007 $4,144
January   1, 2008 – December 31, 2008 $4,339
January   1, 2009 – December 31, 2009 $4,504
January   1, 2010 – December 31, 2010 $4,518
January   1, 2011 – December 31, 2011 $4,559
January   1, 2012 – December 31, 2012 $4,641
January   1, 2013 – December 31, 2013 $4,725