On November 21, 2024, the Government of Alberta announced that it will be implementing a no-fault automobile insurance system on January 1, 2027.

No-Fault Auto Insurance Explained

The government’s recently announced “Care First” auto insurance system is a no-fault system privately delivered by insurance companies. This will mean that someone injured in a car accident will have to look to their own insurance company for compensation, rather than being able to sue the at-fault driver. Other provinces, like British Columbia, have enacted no-fault systems, and the public reception in those provinces has generally been very poor. Not surprisingly, Alberta polls show that the vast majority of Albertans are not in favour of a no-fault system. Continue reading