Category: No-fault

Alberta Personal Injury Limitation Period: How Long Do You Have to Sue?

If you have been injured in a motor vehicle accident, there are likely many concerns weighing on you: dealing with pain, recovering from injuries, and managing your bills and household. Starting a lawsuit probably isn’t the first thing on your mind, but it is critical that you don’t wait too long before taking legal action—because under the laws of Alberta, you have a time-limited right to decide whether to sue.

What is a Limitation Period?

A plaintiff does not have an unlimited right for the rest of their life to start a lawsuit; there is a statutory deadline by which you must take legal action. Continue reading

NO-FAULT AUTOMOBILE INSURANCE: What This Means for You

On November 21, 2024, the Government of Alberta announced that it will be implementing a no-fault automobile insurance system on January 1, 2027.

No-Fault Auto Insurance Explained

The government’s recently announced “Care First” auto insurance system is a no-fault system privately delivered by insurance companies. This will mean that someone injured in a car accident will have to look to their own insurance company for compensation, rather than being able to sue the at-fault driver. Other provinces, like British Columbia, have enacted no-fault systems, and the public reception in those provinces has generally been very poor. Not surprisingly, Alberta polls show that the vast majority of Albertans are not in favour of a no-fault system. Continue reading