Minor Injury Regulation Update – The Cap Inflationary Adjustment for 2022

The Superintendent of Insurance’s Interpretation Bulletin 05-2021 confirms the annual increase in the amount for non-pecuniary damages for minor injuries sustained in car accidents in Alberta.

Effective Jan 1, 2022, the maximum minor injury amount of $5,365 will be adjusted by 2.3% to $5,488. The new amount applies to injuries resulting from automobile accidents that occur in Alberta on or after January 1, 2022.

If you sustain soft tissue injuries in a car accident you may have heard reference to the minor injury cap or been told that by an insurance company representative that your injury is “caught by the cap.”  Continue reading

2021 Alberta Minor Injury Cap Announced

What is the cap for soft tissue injury compensation claims in Alberta?

The Superintendent of Insurance, Sherri Wilson has announced the 2020 soft tissue (minor injury) cap amount.  Since 2004, minor soft tissue injuries, including minor sprains and strains, have been limited by the government.  In 2004 the minor injury cap was $4,000 and that has moved up due to inflation to $5,365 in 2021, a 1.3% increase from 2020.

Before 2004 a less severe injury that lasted 3- 6 months may have been worth anywhere from $5,000 – $15,000 for the pain and suffering.  Since that time, the minor injury cap puts a limit on these less severe injuries and is set each year by the government. Continue reading

4 Serious Neck and Back Injury Symptoms From a Car Accident

It’s not uncommon for injuries to reveal themselves days or even weeks after a car accident. For some injury sufferers, it can be difficult to determine cause and effect of injury symptoms to the neck and back if they don’t surface until days after an accident. For anyone recently injured in a car accident, if you begin to experience any of the following injury symptoms, you need to seek immediate medical attention to ensure your injuries are treated and to avoid the risk of the injuries becoming more serious.

Neck Injuries – Whiplash Trauma

Whiplash trauma is one of the most common neck injuries following an accident. Continue reading