If you are injured in an accident and have started a lawsuit against the person you believe is responsible, your ultimate goal is to obtain monetary compensation for your injuries and losses. A key consideration in determining the appropriate amount of compensation you are entitled to is the extent of your injuries and how they affect your life. Often, these elements will be contested by the at-fault party, who may believe your injuries are less serious than you claim.
It is important for both sides to have a clear understanding of what your injuries are, what your prospect for improvement is, and what type of treatment you will need in the future. Continue reading
In the age of social media, you may hear many myths and contradictory stories about what it’s like to pursue a personal injury claim. It can be hard to figure out what is true and what is false, which can be distressing if you or a loved one have been involved in an accident.
Unfortunately, car accidents are a daily occurrence on Alberta roads. In a previous blog post, we discussed 10 Myths about Car Accident Claims in Alberta. In this post, we tackle some additional misconceptions people may have about the personal injury claims process in Alberta.
Myth: You must settle your claim within two years. Continue reading
There are few people who do not carry the residue of some prior injury or illness dating from earlier in their lives. Many of us have suffered a broken bone as a child or have work or sport-related injuries. Some people may be dealing with more serious health problems or chronic medical situations that require ongoing treatment.
You may be concerned that having pre-existing medical issues before being involved in an accident may preclude you from claiming compensation for your accident injuries. The good news is that this is not the case. Having pre-existing health concerns doesn’t mean that you cannot receive a damage award if you suffer new injuries in an accident or if a pre-existing condition is made worse. Continue reading
What to know about Section B – Accidents Benefits (No-fault Benefits)
In Alberta, automobile insurance is prescribed by legislation. The result is a standardized insurance policy that is the same for all motorists. The three sections in Alberta’s Standard Owner’s Automobile Policy, Form (SPF No. 1) are:
- Section A – Third Party Liability Insurance – Mandatory
- Section B – Accident Benefits – Mandatory
- Section C – Loss of or damage to insured vehicle – Optional
If you’ve been involved in a motor-vehicle accident, you have a right to claim accident benefits from your insurer no matter who is at-fault in the accident. Continue reading
Car Accident Statistics in Alberta
According to a 2020 report from Alberta Transportation, almost 95,000 car accidents occurred in Alberta, causing more than 200 deaths and injuring more than 11,000 people. That means an average of nearly 260 accidents happen in Alberta each day!
No one anticipates a car accident and you’ve probably heard different opinions about how to handle your claim, whether it’s from family and friends or from information on the internet.
In this blog post, we share some common myths surrounding car accident claims. Understanding the realities of motor vehicle claims will help you prepare in the event you or a loved one is involved in an accident. Continue reading
The Superintendent of Insurance Interpretation Bulletin 09-2022 confirms the annual increase in the Minor Injury Cap; the amount for non-pecuniary damages for minor injuries sustained in car accidents in Alberta.
Effective January 1, 2023, the maximum minor injury amount of $5,488 will be adjusted by six per cent, to $5,817. The new amount is applicable to minor injuries resulting from automobile accidents that occur in Alberta on
or after January 1, 2023.
Questions about the Minor Injury Cap and how it affects you? We are always happy to help people understand their options regarding an injury claim. Contact us if you would like a free consultation to get answers about your specific situation. Continue reading