January 15 2019

Confused About Alberta’s Minor Injury Regulation?

In 2004, the insurance industry successfully lobbied the Alberta provincial government to “cap” damages payable to motor vehicle accident victims for minor injuries. Since that time, some insurance representatives have argued that the top damage award payable under the cap, which in 2019 is $5,202, is awarded only to those who have suffered the most serious “minor injuries,” and they then attempt to bargain down from this minimal sum. Some insurance representatives may also take the position that your injuries clearly fall within the “cap,” and that damages that would be available if you filed a lawsuit are not payable. Continue reading

January 11 2019

CAM LLP Wins 2019 Top Choice Award for Injury Lawyers

We are proud to have been chosen Edmonton’s top Injury Law Firm, following a survey by Top Choice Awards ™! This is the sixth consecutive year we’ve been honoured with this recognition, and we want to express a sincere thank you to everyone who submitted a vote in support of our firm.

By choice we represent only the seriously injured, allowing us to dedicate the time and financial resources to the cases of our clients. Our goal with every client is to provide them with excellent service, and to treat them with dignity and respect. We believe this honour recognizes that dedication to our clients, and we are thrilled to be Edmonton’s Top Choice Award ™ 2019 winner! Continue reading

January 8 2019

Why You Need At Least $2 Million of Third-Party Liability Coverage In Your Automobile Insurance Policy

What is the main purpose of third-party liability?

Third party liability coverage in an automobile insurance policy will cover you if you are at-fault in a motor vehicle accident. In addition to giving you peace of mind, the main purpose of third-party liability coverage is to protect your assets in the event damages are assessed against you.

Standard practice for insurance companies and insurance brokers in Alberta is to recommend $1 million in third-party liability coverage in an automobile insurance policy. As a personal injury law firm, we urge you not to default to this standard practice, but rather purchase $2 million or more in third-party liability insurance. Continue reading

January 3 2019

2019 Alberta Minor Injury Cap Announced

What is the cap for soft tissue injury compensation claims in Alberta?

The Superintendent of Insurance, Paul Owens, has announced the 2019 soft tissue (minor injury) cap amount.  Since 2004, minor soft tissue injuries, including minor sprains and strains, have been limited by the government.  In 2004 the minor injury cap was $4,000 and that has moved up due to inflation to $5,202 in 2019, a 2.4% increase from 2018.

Before 2004 a less severe injury that lasted 3- 6 months may have been worth anywhere from $5,000 – $15,000 for the pain and suffering.  Since that time, the minor injury cap puts a limit on these less severe injuries and is set each year by the government. Continue reading

November 27 2018

The Importance of Your Family Doctor in Your Personal Injury Claim

Anyone who has been injured knows that it can be an awful experience. In addition to coping with pain and suffering, you may be worried that your symptoms might not improve. Furthermore, your injuries impact those around you. It’s never easy for those close to you to see you suffer, and they may experience feelings of helplessness. It’s important to everyone involved that you do whatever you can to heal and feel better.

If you are injured, the best way to help yourself and, those you love, is to follow the advice of your doctors and other medical professionals. In fact, from a legal standpoint, taking reasonable positive steps to ease your own pain and suffering is an extremely important part of obtaining full compensation for your injury claim. Continue reading

November 23 2018

2019 Top Choice Awards Now Open

CAM LLP is proud to be named as an Official 2019 Top Choice Award Nominee for the Top Injury Law Firm of 2019 in Edmonton; the sixth year in a row we’ve been recognized with this honour.

We want to send out our sincere thanks to all of those who nominated us. Voting is now open, and if you feel that we have earned your vote, we would appreciate you taking the time to vote for us. Voting is now open and runs until January 2nd, 2019.  

Please visit topchoiceawards.com/vote and enter Cummings Andrews Mackay LLP in the search field. Continue reading