Alberta Minor Injury Cap – Update 2025

The Superintendent of Insurance Interpretation Bulletin 07-2024 confirms the annual increase in the Minor Injury Cap; the amount for non-pecuniary damages for minor injuries sustained in car accidents in Alberta.

Effective January 1, 2025, the maximum minor injury amount of $6,061 will be increased by 2%, to $6,182. The new amount is applicable to minor injuries resulting from automobile accidents that occur in Alberta on or after January 1, 2025.

Last year the adjustment to the minor injury cap for inflation was 4%. Effective this year, the government has changed the way adjustments are made to account for inflation, adopting a new approach to standardize inflation adjustments used across government by setting an escalator annually in the Alberta Personal Income Tax Act. Continue reading

Alberta Minor Injury Cap – Update 2024

The Superintendent of Insurance Interpretation Bulletin 09-2023 confirms the annual increase in the Minor Injury Cap; the amount for non-pecuniary damages for minor injuries sustained in car accidents in Alberta.

Effective January 1, 2024, the maximum minor injury amount of $5,817 was adjusted by 4.2% to $6,061. The new amount is applicable to minor injuries resulting from automobile accidents that occur in Alberta on or after January 1, 2024.

Questions about the Minor Injury Cap and how it affects you?

We are always happy to help people understand their options regarding an injury claim. Contact us if you would like a free consultation to get answers about your specific situation. Continue reading

What to know about Section B – Accidents Benefits (No-fault Benefits)

What to know about Section B – Accidents Benefits (No-fault Benefits)

In Alberta, automobile insurance is prescribed by legislation. The result is a standardized insurance policy that is the same for all motorists. The three sections in Alberta’s Standard Owner’s Automobile Policy, Form (SPF No. 1) are:

  • Section A – Third Party Liability Insurance – Mandatory
  • Section B – Accident Benefits – Mandatory
  • Section C –  Loss of or damage to insured vehicle – Optional

If you’ve been involved in a motor-vehicle accident, you have a right to claim accident benefits from your insurer no matter who is at-fault in the accident. Continue reading