Category: Motor Vehicle Accidents

The Real Costs of Distracted Driving

Distracted driving, as a contributing cause of serious accidents, is not new but the causes of distraction have increased as our society adopts new and more pervasive technology.

The RCMP considers distracted driving a form of impaired driving, because “a driver’s judgement is compromised when they are not fully focused on the road.” In Alberta alone, there were 23,546 distracted driving convictions in 2018. In an effort to reduce distracted driving incidents, as of January 1, 2016, penalties for distracted driving in Alberta began to include three demerit points in addition to a $287 fine.

Research released by the AAA Foundation for Traffic Safety indicates that drivers using mobile devices, whether hands-free or hand-held, are more than four times as likely to be involved in a crash. Continue reading

Confused About Alberta’s Minor Injury Regulation?

In 2004, the insurance industry successfully lobbied the Alberta provincial government to “cap” damages payable to motor vehicle accident victims for minor injuries. Since that time, some insurance representatives have argued that the top damage award payable under the cap, is awarded only to those who have suffered the most serious “minor injuries,” and they then attempt to bargain down from this minimal sum. Some insurance representatives may also take the position that your injuries clearly fall within the “cap,” when in fact they do not, either due to the nature of the injuries or because the injuries resulted in a serious impairment. Continue reading

4 Serious Neck and Back Injury Symptoms From a Car Accident

It’s not uncommon for injuries to reveal themselves days or even weeks after a car accident. For some injury sufferers, it can be difficult to determine cause and effect of injury symptoms to the neck and back if they don’t surface until days after an accident. For anyone recently injured in a car accident, if you begin to experience any of the following injury symptoms, you need to seek immediate medical attention to ensure your injuries are treated and to avoid the risk of the injuries becoming more serious.

Neck Injuries – Whiplash Trauma

Whiplash trauma is one of the most common neck injuries following an accident. Continue reading

The Importance of Your Family Doctor in Your Personal Injury Claim

Anyone who has been injured knows that it can be an awful experience. In addition to coping with pain and suffering, you may be worried that your symptoms might not improve. Furthermore, your injuries impact those around you. It’s never easy for those close to you to see you suffer, and they may experience feelings of helplessness. It’s important to everyone involved that you do whatever you can to heal and feel better.

If you are injured, the best way to help yourself and, those you love, is to follow the advice of your doctors and other medical professionals. In fact, from a legal standpoint, taking reasonable positive steps to ease your own pain and suffering is an extremely important part of obtaining full compensation for your injury claim. Continue reading

Sources of Compensation available following a Motor Vehicle Accident

Property Damage

After the initial treatment of any injuries sustained, the first concern most people have following a collision is dealing with the damage done to their vehicle. This will involve obtaining funding for any necessary repairs or, if the vehicle is written off, receiving a lump sum payout for the value of the vehicle.

If you have collision coverage on your vehicle, your insurer will be able to assist you. If you are at fault for the accident, they will pay for your property damage, less your deductible. If another party is at fault, and that party has insurance, your insurer will usually pay for the damage to your vehicle less your deductible (although your insurer will likely waive the deductible if liability for the accident is not in dispute) and recover that amount from the at fault driver’s insurer. Continue reading

What to Do if You are Involved in a Motor Vehicle Collision

A minor motor vehicle collision can be a traumatic event. The following are some helpful tips about what to do if you are involved in a collision:

Information You Will Need

At the collision scene obtain all information related to the collision from the other party or parties involved in the collision including:

  • Name, address and phone number of all drivers (ask to see their driver’s licences);
  • Name, address and phone number of the owners of the vehicle(s) if different from the drivers;
  • The licence plate number and vehicle identification number of each of the vehicles, along with their make, model and colour;
  • The name of the insurance companies and policy numbers for each of the other vehicles involved.
Continue reading