The Superintendent of Insurance Interpretation Bulletin 05-2025 confirms the annual increase in the Minor Injury Cap; the amount for non-pecuniary damages for minor injuries sustained in car accidents in Alberta.
Effective January 1, 2026, the maximum minor injury amount of $6,182 will be increased by 2%, to $6,306. The new amount is applicable to minor injuries resulting from automobile accidents that occur in Alberta on or after January 1, 2026.
Does the move to No-fault affect the Minor Injury Cap?
The Alberta government is still intending to move to a no-fault system effective January 1, 2027. This does not affect the minor injury cap for 2026. Continue reading